- Built for merchants & agents
The Processor That Says Yes to
- Transparent, flat-rate pricing — no surprises
- Approvals in as little as 24 hours
- Dedicated support, seven days a week
Next-day funding
24-hr approvals
- Low & High-Risk Approvals
- Next-Day Funding Available
- Online + In-Person
- Chargeback & Risk Tools
- Domestic + International
- Dedicated Support
- Solutions
Everything your business needs to move forward.
Get paid. Anywhere. Any way.
Give your customers more ways to pay — in person, online, or wherever business happens.
Order total
$128.00
Protect every payment.
Secure transactions, reduce fraud, and protect revenue before and after the sale.
Put your payments to work.
Access your money faster and unlock funding to help keep your business moving forward.
Run your business. Not your payments.
Connect payments, technology, and insights to make running your business simpler.
Today's sales
✓ Deposit received$17,890.24
- Industries
Built for complex commerce.
Complex payments aren’t an exception at Beyond. They’re a core competency.
Industry-Aware Underwriting
Business models evaluated with context, not just a category label.
Multiple Processing Paths
Flexible payment and processing options built around the merchant profile.
Risk & Chargeback Tools
Capabilities designed to help protect revenue and processing health.
Dedicated Payments Expertise
Experienced people involved from application through ongoing operations.
Don't see your industry?
- PROVEN SCALE
Built for complex commerce.
Beyond has spent years helping businesses navigate payments — from everyday commerce to complex processing environments.
- Partners
Grow with Beyond.
ISVs & Platforms
Make payments part of your product.
ISOs & Agents
Build a stronger payments portfolio.
Associations
Create more value for your members.
- See the opportunity
What could better payments mean for your business?
Monthly card processing volume
- Estimated savings
Your annual savings could be
A statement review can identify where pricing, fees, and program structure may be improved.
Eligible cost-recovery programs may help offset a portion of the card-processing expense tied to this volume.
Reducing settlement time can help shorten the gap between earning revenue and putting that cash back to work.
Your current estimated annual processing cost
Estimated from your monthly volume and current effective rate — not a Beyond quote. A rate review can show where this could improve.
Annual card volume affected
This is the portion of your annual volume that eligible cost-recovery programs — like cash discount, dual pricing, or surcharging — could apply to. Not all of this is guaranteed recoverable.
Faster access to operating cash
Next Day
Reducing the gap between a sale and usable funds is subject to eligibility. This is illustrative, not a funding guarantee.
- Merchant stories
Built on relationships that last.
Payments are mission-critical. Our merchants count on Beyond for responsive people, flexible solutions, and payment programs built around their businesses.
ROI
"Switching to a cash discount program through Beyond changed our monthly numbers immediately — and they walked us through the compliance side, too."
$5,000+
Reported by merchant
Customization
"They customized a gateway for our company and have been the most responsive processor we've worked with in over a year."
Reliability
"We joined after getting fed up with extreme fee structures and horrible customer service elsewhere. Beyond Bancard walked us through every question, patiently."
Services
"We joined after getting fed up with extreme fee structures and horrible customer service elsewhere. Beyond Bancard walked us through every question, patiently."
- Why Beyond
More than processing.
We understand the business.
From everyday commerce to specialized verticals, we start with how your business actually operates — its customers, transaction flows, risks, and goals.
We build around you.
Payment methods, pricing programs, gateways, hardware, risk tools, and integrations come together around the needs of your business.
We stay involved.
Experienced people support onboarding, underwriting, implementation, escalations, and what comes next — not just the initial sale.
We help you keep more of what you earn.
From cost-reduction strategies and chargeback tools to working capital and faster funding, Beyond looks beyond the transaction itself.
- How Beyond works
Payments don't stop at approval. Neither do we.
Understand
We learn your business, customers, transaction flows, risks, and goals.
Structure
We align the right processing path, payment methods, technology, and commercial model around your needs.
Launch
Our team supports underwriting, integrations, equipment, onboarding, and activation.
Optimize
Once live, we stay involved with reporting, chargebacks, funding, account health, and opportunities to improve the program.
- Questions, answered
Frequently asked questions.
We combine fast approvals, flexible processing programs, and hands-on support for both conventional and complex businesses — with no long-term contracts.
Timing depends on your business and documentation, but most complete applications are reviewed within 24 hours.
Eligible merchants can access next-day funding, subject to account terms and banking schedules.
Yes. We specialize in regulated and harder-to-place business categories that get turned down elsewhere.
Major cards, debit, ACH, digital wallets, and supported alternative payment methods.
Yes — countertop, handheld, mobile, and full point-of-sale solutions, with free terminal options available.
Yes. Secure gateway and eCommerce integrations support both one-time and recurring online payments.
No. We believe merchants should stay because they want to, not because they’re locked in.
Yes. Our fraud and risk tools help reduce avoidable disputes and improve chargeback visibility in real time.
We support leading eCommerce, CRM, accounting, POS, and gateway platforms — and can build a custom connection if yours isn’t listed.