High Risk

Free setup of your merchant account

Dedicated account manager for the life of your account. Beyond Bancard trusted reputation and A+ better business bureau rating.


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Merchant accounts

Free payment gateway account setup, including virtual terminal & recurring billing. Our system support e-commerce, retail, mobile, MOTO, integrated solutions.


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Recurring Billing

Setup payment plans and subscriptions without having to collect payment information again.


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Specializing in Traditional and Hard-To-Place Merchant Accounts

With over 2500 plus low risk traditional and hard-to-place merchants, Beyond Bancard™ is one of the best merchant service providers around. Having a relationship with numerous banks, we are able to get accounts approved that other payment processors don’t have the capacity to approve.

Lowest Rates

Beyond Bancard™ offers the lowest processing rates in the industry.Whether you are a hard-to-place merchant or a traditional merchant, Beyond Bancard™ believes the routes of success is through the satisfaction of existing accounts. We want to keep your business for a long time so we will never increase our rates and make you a great deal.

Free Setup and Equipment

Get free setup and equipment on any one of our terminals, you paying nothing out of pocket! Most of these other banks or processors want to sell you equipment but we don’t believe in that! We loan our equipment for free while you are processing with us. When you want change or cancel just send back the equipment at no additional costs.

No Contracts or Early Terminate Fee

If for some reason, our merchants feel dissatisfied with our service for any reason at all, they are free to go to another processor of there choosing without any additional costs. We want to give our merchants the flexibility to try the competition and see how Beyond Bancard™ compares to the rest. We do this for a number of reasons, but the main reason is we want to earn your business each and every month.

It’s FREE, Instant, and Confidential

Try our NEW Instant Savings Quote.

Simply upload your merchant statment to get your effective rate, avoidable fees, and any potential savings.


Why Businesses Choose Beyond Bancard™ for Low, Mid and Hard-To-Place Payment Processing Merchant Accounts

With the highest approval ratings for hard-to-place merchant accounts and state-of-the-art customer services, its a no-brainer to choose Beyond Bancard™ as your next merchant service provider. We want you to think of us your all-in-one source for anything payment processing!

Securely take payments from anywhere.

No hidden fees and transparent pricing.

Fast payment processing with Next Day Funding.

Accept all card types, all ways – swipe cards, chip cards and mobile wallets.

Take the First Step

Our goal is to make you more profitable. We deliver innovative payment solutions, credit card processing with no hidden fees, fast funding and ultimate visibility into your transaction data.


From giant retail centers to small business, Beyond Bancard™ has the merchant solutions for your business.

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Hard-To-Place Merchants

The Bancard team can get you approved today for traditional or hard-to-place merchant accounts.

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Cash Discount Program

Take advantage of cash discount programs while offering customers more affordable pricing.

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We know your business type and can help with merchant processing of CBD and hemp products.

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