ACH & eCheck
Give customers another way to pay.
Two ways to move payments through the bank
ACH vs. eCheck.
ACH — Electronic bank-to-bank payments
Recurring payments, invoices, account payments, B2B payments, and larger eligible transactions.
eCheck — A digital alternative to paper checks
Remote check acceptance, a familiar check-style customer experience, invoice payments, and bank-account-based transactions.
Where bank payments fit
Built for transactions where cards aren't always the best fit.
Recurring Billing
Predictable, scheduled bank-based payments.
Invoices & Accounts Receivable
Bank-based payment against outstanding invoices.
Higher-Ticket Transactions
An alternative path for larger eligible payments.
B2B Payments
Commercial payments moved directly bank-to-bank.
Remote Payments
Accept payments without an in-person or card-present transaction.
Alternative Payment Acceptance
Give customers a non-card path to pay.
Why bank payments with Beyond
More ways to get paid, without abandoning cards.
More Payment Choice
Give customers a bank-based alternative alongside cards.
Support for Recurring Commerce
Built for subscriptions, invoices, and scheduled payments.
Connected Reporting
Bank payments show up in the same reporting environment as the rest of your processing.
Experienced Payment Support
People who understand how bank payments fit into your broader payment mix.
- Connected acceptance
A simple path from bank to business.
Customer Bank
Processing
Merchant Settlement
Reporting
The bigger picture
Accept is where the transaction starts.
Accept
Protect
Grow
Operate
Related solutions
More capabilities that connect to ACH & eCheck.
- FAQ
ACH & eCheck questions.
ACH moves funds directly bank-to-bank through the Nacha network; eCheck typically digitizes a check-style transaction for electronic clearing.
Contact our team to confirm settlement timing for your account and transaction type.
Yes — ACH is commonly used for subscription and scheduled recurring payments.
Contact our team to review transaction limits and whether ACH fits your expected payment amounts and volume.
Yes, ACH can be integrated into an online checkout or invoicing flow.
Share your business model and payment needs with our team so we can review eligibility for ACH and eCheck processing.
Contact our team to understand how returned payments are handled for your account, including notifications, next steps and applicable fees.
Share your existing platform and payment workflow with our team so we can review available integration options.