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What could your business do with the money you pay for credit card processing every year? 

Our zero-fee cash discounting program enables you to turn transaction costs into opportunity. Start saving with each cash transaction sale you make and improve cash flow. Savings can be used to cover overhead expenses or any other way you choose.

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Save your Business Thousands

No Contracts or Setup Costs

Easy and Free to Start

Dedicated Account Manager

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Benefits of a Cash Discount Program

Different types of businesses choose to work with cash discount programs due to their benefits. These include hair salons, retail stores, restaurants, repair shops, service professionals, and many more. In the first place, credit card processing fees are a major overhead for small businesses, and lowering overhead helps businesses keep their prices low.

Eliminate Credit Card Processing Fees

The main reason businesses switch to a cash discount program is to eliminate credit card processing fees, in some cases completely. When customers pay with a credit card, they also pay for the processing fees.This is a huge saving for small businesses who can then use the funds to expand operations, expand marketing efforts, or simply to grow their savings.

Gives Your Customers More Choice

With a cash discount program, you are essentially offering your customers two prices. The customer who pays cash will pay a lower price – hence the “cash discount”. Paying by credit card will result in a slightly higher price to cover the cost of processing. Your customers will ultimately have more options. You’ll also have the benefit of attracting bargain hunters!

Keeps Profit Margins Constant

Processors charge a percentage for every transaction. There is a great deal of volatility and uncertainty for business owners who want to plan their budgets. Cash discount programs eliminate this issue, so you’ll have a more consistent view of your profit margins.

More Cash

Modern technology has increased the scope of payment methods, including mobile payments and contactless payments. However, holding onto a bit of cash still has its benefits. Cash payments are received instantly when customers pay with cash. There’s no waiting around for the transaction to process. However, you never want to strip your customers of the ability to pay by credit, which is why the Cash Discount Program is the ideal solution for all parties involved.

Simplifies the Payment Process

Cash discount programs simplify the payment process for all parties involved. If you encourage customers to pay in cash, you reduce the risk of chargebacks, pricing disputes, data breaches, fraud, and other complications.


A great team of well trained employees, and a trust worth company, I been processing with them for a really long time and don’t plan on leaving anytime soon.

Eili Ghanem

I have had an excellent experience with Beyond Bancard. They have lowered my interest rate and helped my business save hundreds of dollars a month. I highly recommend them.

Mike Urioste