Beyond Bancard

DIRECT RUO PEPTIDE PROCESSING NOW AVAILABLE – $100K/MONTHLY MINIMUM
DIRECT RUO PEPTIDE PROCESSING NOW AVAILABLE – $100K/MONTHLY MINIMUM

VAPE & ECIG PAYMENT SOLUTIONS

Payment infrastructure for regulated vape commerce.

Vape and e-cigarette businesses need payment infrastructure built around regulated products, ecommerce, retail acceptance, and category-specific underwriting.

Built for Age-Restricted Commerce

Why this industry is different

Vape & eCig has its own payment realities.

01

Regulated Product Category

Vape products sit under close card-network and regulatory scrutiny, which shapes underwriting.

02

Age-Restricted Commerce

Age verification and compliant checkout flows matter for both retail and ecommerce.

03

Ecommerce & Card-Not-Present

A large share of vape sales happen online, increasing the importance of secure acceptance.

04

Chargeback & Fraud Exposure

Regulated product categories tend to see elevated dispute and fraud activity.

Business models we support

Built around how your business actually operates.

Vape retailers

Ecommerce vape businesses

E-cigarette merchants

Accessories

Qualifying related businesses

Exact eligibility remains subject to underwriting.

Why Beyond

Getting approved is only the beginning.

Beyond helps structure the full payment environment around your business — from underwriting and acceptance through risk, reporting, funding, and ongoing account health.

Built Around the Business

We evaluate how your business actually operates rather than treating every company in a category the same.

Flexible Payment Options

Payment methods, gateways, processing options, and technology give us more flexibility to build around the business model.

Risk & Operational Support

Risk controls, chargeback tools, monitoring, and operational support help address the issues that can threaten processing stability.

People Who Stay Involved

From application through launch and ongoing operations, experienced people remain available when the business changes or an issue needs attention.

Payment capabilities

The right capabilities for how you process.

Connected directly to Beyond’s core platform — Accept, Protect, Grow, and Operate — configured around what this industry actually needs.

Accept

Online Payments

Ecommerce acceptance built around age-restricted checkout.

Accept

In-Person Payments

Retail acceptance for vape shops and specialty retailers.

Protect

High-Risk Processing

Underwriting structured around regulated product categories.

Protect

Fraud & Risk

Monitoring built for elevated fraud exposure in this category.

Protect

Chargeback Protection

Dispute tools designed around this category's chargeback profile.

Operate

Reporting & Analytics

Visibility into sales activity, disputes, and account health.

Risk & processing health

Built for the life of the account.

A durable payment program requires more than getting through underwriting. Beyond stays focused on the factors that affect processing health after launch.
- How it works

A repeatable process, built for regulated commerce.

01

Understand

We learn the business, products, customers, transaction flow, and processing requirements.

02

Structure

We determine the appropriate processing, payment methods, technology, and risk approach.

03

Underwrite & Launch

Our team works through application, underwriting, integration, and activation.

04

Support & Optimize

Once live, we remain involved with payment operations, risk, reporting, and opportunities to improve the program.

- FAQ

Questions about Vape & eCig payments.

Eligibility depends on products, sales channels, and business profile, evaluated during underwriting.
Age restrictions, evolving regulation, and card-network rules require specialized underwriting and monitoring.
Yes, subject to underwriting and appropriate age-verification and compliance measures.
Beyond provides monitoring and dispute tools built for this category's chargeback exposure.
In many cases, yes. TODO: VERIFY WITH BEYOND
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