Fraud & Risk Tools
Stop more bad transactions without blocking good customers.
Beyond helps businesses combine payment-risk signals, authentication, transaction controls, and monitoring to identify suspicious activity while preserving legitimate commerce.
Fraud isn't one signal
Risk looks different from transaction to transaction.
Transaction Context
Amount, frequency, and transaction behavior.
Cardholder Authentication
Authentication signals such as 3D Secure where applicable.
Credential Security
Tokenization and secure credential handling.
Merchant Rules
Configured payment controls appropriate to the merchant environment.
Dispute Activity
Post-transaction dispute patterns and account health.
Build the right control layer
A layered strategy, not one fraud score.
Identify Higher-Risk Activity
Surface transactions and patterns that warrant a closer look.
Apply Controls Intelligently
Match the level of scrutiny to the actual risk of the transaction.
Connect Authentication
Bring authentication signals like 3D Secure into the broader risk picture.
Monitor What Happens After Authorization
Risk doesn't stop once a transaction is approved.
Fraud vs. chargebacks
Two different goals, both necessary.
Fraud Prevention
The underlying technology connecting digital payment experiences to processing.
Chargeback Protection
Goal: address disputes that occur after the transaction and reduce avoidable chargeback impact.
Protect conversion
Every blocked transaction has a customer behind it.
Related solutions
More capabilities that connect to fraud & risk tools.
The bigger picture
Protect is what happens around every transaction.
Accept
Protect
Grow
Operate
- FAQ
Fraud & risk questions.
The set of tools and practices used to identify and stop suspicious or unauthorized transactions before they complete.
Fraud prevention acts before a transaction completes; a chargeback is a dispute that occurs after the transaction has already happened.
No — no fraud strategy stops 100% of fraudulent activity. The goal is meaningful risk reduction, not a guarantee.
3D Secure adds an authentication signal that can be one input into a broader fraud and risk strategy.
It reduces the exposure of sensitive card credentials across the payment environment.
Fraud controls need to balance suspicious activity with legitimate purchases. Contact our team to discuss the review and tuning options available for your setup.
Share your transaction patterns and risk concerns with our team so we can confirm which controls and settings are available for your payment environment.
Available fraud tools depend on your gateway and processing configuration. Contact our team for a walkthrough of the tools supported by your setup.