Network Tokenization
Stop more bad transactions without blocking good customers.
What network tokenization does
Keep the card number out of more places.
Traditional stored-card environment
Merchant or system stores the underlying card number (PAN) directly.
Network-tokenized environment
Merchant or system uses a token; the card network maps that token to the underlying credential.
Build the right control layer
More than a security checkbox.
Reduce Credential Exposure
Use tokens instead of exposing primary account numbers throughout the payment environment.
Support Stored Payments
Improve the security model for recurring and stored-card transactions.
Improve Payment Continuity
Network tokens may help maintain continuity when underlying card credentials change, depending on network and issuer support.
Support Authorization Performance
Network-tokenized credentials can carry network context that may improve authorization performance in eligible payment environments.
What network tokenization does
Network token vs. gateway token.
Gateway / Vault Token
Represents the credential within a gateway or payment provider environment.
Network Token
Issued or managed through the card network and associated with the underlying payment credential.
- Where this fits
Where tokenization fits.
Recurring Billing
Ecommerce
Subscriptions
Stored Credentials
Card-on-File
Digital Commerce
Account-Based Customer Relationships
Related solutions
More capabilities that connect to network tokenization.
The bigger picture
Protect is what happens around every transaction.
Accept
Protect
Grow
Operate
- FAQ
Network tokenization questions.
A method of replacing sensitive card credentials with network-issued tokens to reduce credential exposure.
No — a gateway token exists within a specific provider's environment, while a network token is issued and managed by the card network itself.
Tokenization does not remove all PCI compliance responsibilities. Ask our team how the proposed setup affects your payment environment and compliance requirements.
Yes — they can support a more resilient stored-payment experience for subscriptions and recurring billing.
Card-update behavior depends on network, issuer and implementation support. Contact our team to confirm how your setup handles changed or replaced cards.
Contact our team to discuss how network tokenization fits your payment setup. Any effect on authorization performance will depend on your transaction environment.
Share your gateway, card-network requirements and payment workflow with our team so we can confirm available network-tokenization support.
How does Beyond enable network tokenization?