Beyond Bancard

DIRECT RUO PEPTIDE PROCESSING NOW AVAILABLE – $100K/MONTHLY MINIMUM
DIRECT RUO PEPTIDE PROCESSING NOW AVAILABLE – $100K/MONTHLY MINIMUM

Surcharging

Offset eligible credit-card processing costs.

A properly implemented surcharge program can shift a portion of eligible credit-card acceptance costs to customers who choose to pay by credit card.
Checkout

Credit Card

Eligible Surcharge Disclosed

Program Configured

Disclosure Shown

Surcharge Applied

- How it works

How surcharging works.

01

Configure the Program

Set up the surcharge program according to applicable rules.

02

Clearly Disclose the Surcharge

Communicate the surcharge to customers before payment.

03

Customer Chooses an Eligible Credit Card

The surcharge applies only to qualifying credit-card transactions.

04

Applicable Surcharge Is Added at Checkout

The disclosed amount is added to the transaction.

Not the same program

Surcharging is not Cash Discount.

Surcharging

Adds an eligible, disclosed amount to qualifying credit-card transactions.

Cash Discount

Uses a pricing structure that rewards customers using qualifying lower-cost payment methods.

Dual Pricing

Clearly presents both cash and card prices.

Compliance is part of the product

The technology is only one part of a compliant program.

Surcharge rules can depend on jurisdiction, card network, card type, merchant configuration, and other requirements. Beyond helps merchants implement programs around the rules that apply to their business.

Card Eligibility

Only qualifying credit cards can be surcharged — never debit.

Disclosure & Signage

Clear notice to customers before the transaction.

Receipt Presentation

The surcharge amount shown clearly on the receipt.

Jurisdiction / Network Requirements

Rules that vary by state, card network, and other factors.

Why surcharging with Beyond

Configured correctly, supported continuously.

Automated Checkout

Clear Customer Disclosure

Program Configuration

Ongoing Support

Existing hardware compatibility is not guaranteed until confirmed. [Placeholder — TODO: VERIFY WITH BEYOND.]

Related solutions

Compare Surcharging with other cost-reduction programs.

The bigger picture

Grow is what payments make possible.

Beyond’s broader payments ecosystem connects acceptance, protection, and operations around the same growth capabilities.

Accept

Protect

●

Grow

Operate

- FAQ

Surcharging questions.

A program that adds a disclosed amount to qualifying credit-card transactions to help offset acceptance costs.
No — federal rules generally prohibit surcharging debit or prepaid transactions. [Placeholder — TODO: VERIFY current network/legal rules.]

No — surcharge legality varies by state and can change. [Placeholder — TODO: VERIFY current state-by-state rules before publishing specifics.]

Maximum surcharge amounts are set by card network rules and can change. [Placeholder — TODO: VERIFY current network caps.]
Yes — disclosure to customers is generally required before the transaction. [Placeholder — TODO: VERIFY specific disclosure requirements.]
Typically yes. [Placeholder — TODO: VERIFY current receipt requirements.]
Refund handling for surcharge amounts depends on your POS configuration and program setup. [Placeholder — TODO: VERIFY WITH BEYOND.]
Each is a distinct program structure — see our full program comparison for details.
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