Cash Discount
Reward lower-cost ways to pay.
Checkout
Live
Card Price: $103
Cash Price: $100
Standard Price Posted
Discount Applied for Cash
- How it works
How working capital works.
01
Establish the Standard Price
Set the posted price that reflects card acceptance cost.
02
Clearly Communicate the Program
Disclose the program to customers before checkout.
03
Customer Chooses Payment Method
Customers decide how they want to pay.
04
Apply the Eligible Discount
The qualifying discount is applied at checkout.
Customer choice at checkout
See the standard price. See the discount.
Card / Standard Price
Cash / Eligible Discounted Price
Why merchants consider Cash Discount
A model that rewards choice.
Reduce Processing Expense
Offset a portion of card-acceptance costs through the program structure.
Encourage Lower-Cost Payment Methods
Give customers a reason to choose qualifying lower-cost options.
Preserve Payment Choice
Customers can still pay by card — the pricing structure simply reflects the cost difference.
Transparent Customer Experience
Clear disclosure keeps the program straightforward for customers
Implement it the right way
Signage, receipts, and configuration all matter.
A properly structured Cash Discount program can help merchants reduce payment acceptance costs while giving customers a clear incentive to choose qualifying lower-cost payment methods.
Related solutions
Compare Cash Discount with other cost-reduction programs.
The bigger picture
Grow is what payments make possible.
Accept
Protect
Grow
Operate
- FAQ
Cash Discount questions.
A pricing program where the posted price reflects card acceptance cost, and customers receive a disclosed discount for using qualifying lower-cost payment methods.
Cash Discount structures pricing around a discount for lower-cost payment methods; Surcharging adds a disclosed amount specifically to credit-card transactions. See our program comparison for details.
Clearly display the regular price and explain the available cash discount before purchase. Confirm the required pricing displays for your location and program before launch.
Do not add a surcharge to debit or prepaid transactions. Confirm how your approved cash-discount setup handles these payment methods.
Signage should clearly explain the cash discount and match the prices customers see at checkout. Confirm the required wording and placement for your program before launch.
Share your POS system, terminal or gateway with our team so we can review compatibility and the configuration required.
Refund handling depends on your payment system and program setup. Confirm how the original discount and payment amount are reflected when a refund is issued.
Fit depends on your transaction mix, customer base, and jurisdiction — a conversation with our team can help determine eligibility.